Disclosures

How CompoundX works

CompoundX is a financial education, planning and relationship platform operated by [Legal entity name]. We help you understand your finances, plan goals and explore financial products. When you decide to invest, the regulated parts of the journey — KYC, account opening, mandates and transaction execution — are carried out by regulated partners on their own platforms.

Our investment platform partner

For mutual funds, CompoundX works with AssetPlus as its investment platform partner. Mutual-fund account opening, KYC and transaction execution are processed through AssetPlus' platform. CompoundX does not hold client money or mutual-fund units. [To be confirmed by Compliance.]

When you choose to invest, we show you a handoff screen that explains what happens next and asks for your consent before taking you to the partner's platform. Terms, privacy practices and grievance processes of that platform apply to what happens there.

What CompoundX does — and does not do

We do:

• Publish educational content about financial products, concepts and tax.
• Provide calculators and planning tools that work from your inputs and assumptions.
• Provide factual analytics on portfolio data you choose to share.
• Offer conversations with CompoundX relationship managers.
• Facilitate access to regulated partners when you choose to invest.

We do not, unless a relevant registration is listed below:

• Provide personalised investment advice or research recommendations.
• Manage portfolios on a discretionary basis.
• Solicit or sell insurance.
• Execute transactions in securities, or hold client money or securities.

How we may be paid

[To be confirmed by Compliance.] Where CompoundX acts as a mutual-fund distributor, it may receive commission from asset management companies on investments made through it in regular plans. That commission is part of the scheme's expense ratio — you do not pay it separately — and direct plans of the same scheme carry no distribution commission. Details of commissions received, across the schemes you invest in, are available on request and in the disclosures required by applicable rules.

For other products, any fee, commission or referral arrangement will be disclosed on the relevant product page and here before you act.

Conflicts of interest

Where CompoundX or its partners are paid by product providers, a conflict of interest can arise. We manage it by keeping our tools and content educational and product-neutral, by not ranking or recommending specific schemes, and by disclosing how we are paid. [Conflict-of-interest policy reference — to be confirmed by Compliance.]

Risk statements

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Past performance may or may not be sustained in future. The value of investments in securities can go down as well as up. Bonds and corporate deposits carry credit, interest-rate and liquidity risk and are not covered by deposit insurance.

Calculators, illustrations and content

Our calculators produce illustrations based on the inputs and assumptions you provide. Assumed rates of return are hypothetical and are not forecasts; actual returns may differ, and market-linked investments involve risk. Educational content is general in nature, does not take your personal circumstances into account and is not tax or legal advice. Tax statements are reviewed periodically and dated; rules change.

Ask X

Ask X is an education assistant. It answers from CompoundX's reviewed content, does not give personalised advice, does not provide live market data, and may occasionally be wrong. Important decisions should be checked with a qualified professional or a CompoundX relationship manager.

Demo and illustrative data

Any figures marked "Demo data" or "Illustration" are not real customer data, market data or offers.

Registration details

Registration details are listed below. If a registration is not listed, CompoundX does not hold it and does not offer the services that require it.