CXInvest · Protect · Plan · Learn

Money grows. We help it compound.

CompoundX brings your investments, financial planning, protection and learning into one considered place — so every decision builds on the last.

Start Your Wealth Journey Explore Investments

Map where your money stands in a few minutes.Talk to CompoundX

Each unit is a monthly contribution. Time does the rest.

01Start with the goal

What are you planning for?

Choose what matters most right now. We’ll show the ideas, tools and products worth understanding first — guided discovery, not a recommendation.

Build Wealth

Guided discovery

Long-term wealth usually comes from three things you control: how much you invest, how regularly, and how long you stay invested. Market-linked products can grow faster than inflation over long periods, and they can also fall in the short term.

Tools to try

Worth understanding

Mutual FundsPooled portfolios, priced daily and regulated by SEBI. Understand them first.Start investing
PMSA professionally managed portfolio held in your own name — for larger, longer-term money.Request a PMS conversation

Read first

General education to help you explore — not a recommendation for your situation.

Explore the SIP Lab Talk it through

02CompoundX Wealth Lab

Your money, in one picture.

Income, spending, assets, loans, cover and goals, mapped together — so you can see what’s working and what needs attention.

Net worth and monthly surplus
Emergency readiness and protection
Goal funding, priced for inflation
Allocation and diversification
A retirement view on your assumptions

Build your Wealth Map

An educational snapshot — not a credit score, a risk profile or advice. The method is shown beside every indicator.

Wealth Map · preview

Sample figures

Net worth: ₹8.5 L
Surplus / moMonthly surplus: ₹50,000
Savings rate: 21%

Where ₹1.2 L goes each month

Spent 58%
Saved 21%
Unassigned 21%

Cash FlowStrong · 42%
About 42% of your monthly income (₹50,000) remains after expenses and EMIs. A commonly used reference point is 20%.
Emergency ReadinessPartial · 3.6 mo
Your liquid savings cover about 3.6 months of expenses and EMIs. A commonly used reference point is 6 months.
Goal PreparednessBuilding · 35%
Amounts set aside for your goal, grown at the assumed return, would cover about 35% of their inflation-adjusted cost.

This is an illustration, not a forecast or a promise. It is based on the assumptions shown, which are hypothetical and yours to edit. Actual returns may differ, sometimes significantly, and market-linked investments involve risk, including the possible loss of capital. Taxes, costs and inflation can change the outcome.

Get your full Wealth Map

The full Wealth Lab adds loans, insurance cover, goals and a retirement view — then lets you save the map.

Monthly income

Take-home, after tax.

Monthly expenses

Everything that goes out, EMIs included.

Saved or invested each month

SIPs, RDs, PF top-ups.

Emergency fund

Cash you could reach within days.

Investments

Mutual funds, shares, deposits.

AssumptionsSample goal ₹25 L in 10 years

Goal Preparedness uses one sample goal, priced in today’s money, with your investments set aside for it. Returns and inflation are illustrative.

Sample goal (today’s cost)

Years to the goal

Return on goal savings

Inflation

Your figures stay in this browser — they aren’t stored or sent to us.

03Invest

Understand first. Invest second.

Mutual funds, fixed deposits, bonds, NPS and PMS — explained plainly, with risks, horizons and tax treatment set out before any decision.

Explore investments

01
Mutual Funds
Pooled portfolios, priced daily and regulated by SEBI. Understand them first.
Start investing
02
Fixed Deposits
A fixed rate for a fixed term — with more choices inside that simplicity than most people check.
Talk to us about fixed deposits
03
Bonds
Lend to governments and companies for a known schedule of cash flows — and know what can go wrong.
Register interest in bonds
04
NPS
A low-cost, regulated retirement account — with rules on access you should know first.
Talk to an expert about NPS
05
PMS
A professionally managed portfolio held in your own name — for larger, longer-term money.
Request a PMS conversation
06
Other Products
Coming soon
Specialised funds, alternative investments, REITs, InvITs and more — explained before they arrive.
Notify me

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

04The arithmetic of time

Small decisions compound.

Starting a few years earlier can change what a goal asks of you each month more than almost anything else. See the difference on assumptions you control.

Monthly investment

Your age today

If you wait

Assumptions

Assumed annual return

Compare until age

Start at 25: ₹5.51 Cr; Invested ₹42 L
Start at 30: ₹3.08 Cr; Invested ₹36 L
Cost of waiting 5 years: ₹2.43 Cr; 44% less by age 60

To end up at the same place, the later start would need about ₹17,887 a month — 1.8× as much.

This is an illustration, not a forecast or a promise. It is based on the assumptions shown, which are hypothetical and yours to edit. Actual returns may differ, sometimes significantly, and market-linked investments involve risk, including the possible loss of capital. Taxes, costs and inflation can change the outcome.

See the cost of waiting

05Tools

Plan before you invest.

Calculators for SIPs, retirement, deposits, goals and more. Every assumption is visible, and every one is yours to change.

₹47.59 L

₹10,000 a month for 15 years at an assumed 12% a year

SIP Lab

Monthly SIP, step-up, delayed start and lumpsum + SIP — with inflation-adjusted value.

Today

₹50,000/mo

At 60

₹2.87 L/mo

The same lifestyle at 6% inflation, starting at 30. Illustrative.

Retirement Calculator

Estimate the corpus your retirement may need and the gap to close.

Monthly · quarterly · half-yearly · yearly compounding, cumulative or payout.

FD Calculator

Maturity, interest and payout schedule for any compounding frequency.

₹25 L → ₹44.77 L

A goal 10 years away, at 6% inflation.

Goal Planner

Price any goal in future rupees and see the illustrative monthly investment it may need.

Allocation · overlap · concentration — from the holdings you enter.

Portfolio X-Ray

See allocation, concentration and duplication across your mutual-fund holdings.

Plus 10 more, including CompoundX Wealth Lab, Step-Up SIP Calculator, Lumpsum Calculator.

Explore all tools

06Why CompoundX

Understand. Plan. Invest. Track.

One relationship from the first question to the long view: education that respects your time, planning grounded in arithmetic, investing through regulated partners, and people who stay with you.

Our approach

1
Understand
Learn what you’re looking at.
Guides, explainers and a glossary that turn jargon into decisions you can follow — written to help you ask better questions, not to sell you an answer.
- Academy guides by topic
- A plain-English glossary
- Ask X for quick explanations
2
Plan
Put a number on every goal.
The Wealth Lab maps where your money stands; Goal Studio prices each goal in future rupees. Every assumption is on screen, and every one is yours to change.
- Wealth Map snapshot
- Goals adjusted for inflation
- Calculators with editable assumptions
3
Invest
Act when you’re ready, not before.
When you decide to invest, onboarding, KYC and transactions happen on regulated partner platforms built for that job. CompoundX stays with you on either side of it.
- Products explained before they’re offered
- Risks and costs set out plainly
- No pressure to act today
4
Track
Keep the whole picture in view.
Goals, saved plans, reports and appointments live in one account. A relationship manager — a real person — can review progress with you whenever you want a second view.
- One account for plans and reports
- Portfolio X-Ray for what you already hold
- A person to talk to

Compound.

Small, steady decisions, reviewed together over the years, give a plan the time it needs to work.

07CompoundX Academy

Know where your money stands.

Guides, explainers and a plain-English glossary, written to help you ask better questions.

Visit the Academy

Market insight

· Investing Basics

How to read India’s inflation data

Headline, core, food and base effects: a short guide to reading monthly inflation releases — and what they should, and should not, change in your plan.

3 min read24 Sep 2026

Also new

Popular in the glossary

All terms

08Ask X

Questions, answered from our library.

Ask X explains terms, tools and concepts using CompoundX’s reviewed content. It doesn’t recommend products or quote live prices, and a person is always one step away.

Answers from our library: Explanations draw on CompoundX’s reviewed guides, glossary and FAQs, with the source shown.
No product picks: It explains how things work. It won’t tell you which fund, policy or deposit to choose.
No live prices: It doesn’t quote NAVs, interest rates, yields or market levels.
A person, one step away: Any conversation can be handed to the CompoundX team.

Ask a question

Ask XEducation assistant

Example

What does XIRR measure?

XIRR is an annualised return for money that moves in and out on different dates — monthly SIPs, a top-up, a withdrawal. It finds the single yearly rate that makes all those dated cash flows add up to what the investment is worth today. CAGR, by contrast, assumes one amount invested at the start and one value at the end.

Source: Glossary · XIRR

Need more than an explanation? “Talk to a CompoundX Expert” is always one step away.

Try asking

Ask X shares general education drawn from CompoundX’s reviewed content. It is not investment, tax or legal advice and may be incomplete. Check important details with the CompoundX team or a qualified professional.

09Talk to CompoundX

Prefer a conversation?

Book a video or phone call with a relationship manager. Bring your questions; leave with a clearer plan.

Video callMeet online from wherever you are. We’ll share the link before the meeting.
Phone callWe’ll call you at the time you choose.

30-minute conversations, scheduled in IST. Choose a time that suits you.

Book a consultation

Or ask us to call you

Tell us how to reach you and when suits you. Someone from the CompoundX team will get back to you.

Disclosures

How we work, in plain sight.

Our registrations, our partners and the risks of investing — stated clearly.

Read our disclosures

CompoundX provides financial education, calculators and planning tools for general information. Nothing on this website is an offer, a solicitation or a recommendation to buy or sell any financial product, and it is not investment, tax or legal advice.

Products are offered by their respective providers and are subject to their terms. Please consider your own circumstances, read the product documents carefully and speak with a qualified professional before making a decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Calculators and previews on this page are illustrations based on the assumptions shown. They are not forecasts or recommendations, and actual outcomes may differ.

Money grows. We help it compound.

Build Wealth

Tools to try

Worth understanding

Read first

Retire Comfortably

Tools to try

Worth understanding

Read first

Create Regular Income

Tools to try

Worth understanding

Read first

Save Tax

Tools to try

Worth understanding

Read first

Protect My Family

Tools to try

Worth understanding

Read first

Buy a Home

Tools to try

Worth understanding

Read first

Plan Children’s Education

Tools to try

Worth understanding

Read first

Park Surplus Cash

Tools to try

Worth understanding

Read first

Learn what you’re looking at.

Put a number on every goal.

Act when you’re ready, not before.

Keep the whole picture in view.

Also new

Popular in the glossary

Or ask us to call you

How we work, in plain sight.

Build Wealth

Tools to try

Worth understanding

Read first

Retire Comfortably

Tools to try

Worth understanding

Read first

Create Regular Income

Tools to try

Worth understanding

Read first

Save Tax

Tools to try

Worth understanding

Read first

Protect My Family

Tools to try

Worth understanding

Read first

Buy a Home

Tools to try

Worth understanding

Read first

Plan Children’s Education

Tools to try

Worth understanding

Read first

Park Surplus Cash

Tools to try

Worth understanding

Read first

Learn what you’re looking at.

Put a number on every goal.

Act when you’re ready, not before.

Keep the whole picture in view.

Also new

Popular in the glossary

Or ask us to call you