ArticleMutual Funds
Direct vs regular plans: what you pay for, and what you get
Every mutual fund scheme comes in two versions with the same portfolio and different costs. The right choice depends on how much help you actually use.
4 min read
Academy · Articles
Articles & explainers
Long reads that take an idea apart, and short explainers that fit in a coffee break. Filter by topic or browse by tag.
21 pieces · page 2 of 2
ArticleMutual Funds
Expense ratios: why costs compound too
A fund’s annual cost is deducted quietly from its value every day. Small differences in cost become large differences in outcome over decades.
5 min read
ArticleMutual Funds
How to read a riskometer (and what it doesn’t tell you)
Every mutual fund shows a riskometer. It is a useful first filter and a poor final answer. Here is how it is built and how to use it well.
4 min read
ArticleMutual Funds
Step-up SIPs: letting your investing grow with your income
A SIP that never changes slowly shrinks relative to your income. A step-up raises it each year. Here is what that does, with honest numbers.
4 min read
ArticleMutual Funds
SIP or lumpsum? Choosing how to put money to work
Both can work. The right choice depends less on market forecasts and more on where your money comes from and how you handle a fall.
4 min read
ArticleTaxation
How investments are taxed in India: a 2026-27 primer
Interest, dividends and capital gains are taxed differently, and holding periods matter. A plain-English map of the rules for tax year 2026-27.
6 min read
ArticleInvesting Basics
Emergency fund first: the plan beneath the plan
Before growth comes resilience. How big an emergency fund should be, where to keep it, and why it protects every other goal you have.
4 min read
ArticleInvesting Basics
Inflation: the quiet tax on idle money
Inflation never sends a bill. It simply lowers what each rupee can buy, year after year. Here is how to measure its effect and plan around it.
4 min read
ArticleInvesting Basics
How compounding really works (and why time beats timing)
Compounding is growth on growth. The arithmetic is simple; the hard part is giving it enough uninterrupted time. Here is how it works, with numbers.
5 min read