ArticleMutual Funds
How to read a mutual fund factsheet
A factsheet packs a fund’s objective, costs, holdings and risk into a few pages. Here is what each section means and what to look for.
5 min read
Academy · Articles
Articles & explainers
Long reads that take an idea apart, and short explainers that fit in a coffee break. Filter by topic or browse by tag.
6 pieces
ArticleMutual Funds
Direct vs regular plans: what you pay for, and what you get
Every mutual fund scheme comes in two versions with the same portfolio and different costs. The right choice depends on how much help you actually use.
4 min read
ArticleMutual Funds
Expense ratios: why costs compound too
A fund’s annual cost is deducted quietly from its value every day. Small differences in cost become large differences in outcome over decades.
5 min read
ArticleMutual Funds
How to read a riskometer (and what it doesn’t tell you)
Every mutual fund shows a riskometer. It is a useful first filter and a poor final answer. Here is how it is built and how to use it well.
4 min read
ArticleMutual Funds
Step-up SIPs: letting your investing grow with your income
A SIP that never changes slowly shrinks relative to your income. A step-up raises it each year. Here is what that does, with honest numbers.
4 min read
ArticleMutual Funds
SIP or lumpsum? Choosing how to put money to work
Both can work. The right choice depends less on market forecasts and more on where your money comes from and how you handle a fall.
4 min read