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Demo environment. Sample data and demo handoffs only — no real accounts or transactions.

Financial glossary

Every term, in plain English

74 words you’ll meet on fund pages, statements and policy documents — each with a short definition, a worked example where it helps, and the tools that put it to use.

Most looked up

8 of 74 terms in Planning

Terms starting with A

  • Asset allocation

    How you divide money across asset classes such as equity, debt, gold and cash — the biggest single driver of a portfolio’s risk and behaviour.

    Planning

Terms starting with D

  • Debt-to-income ratio

    The share of your monthly income that goes to loan repayments — a measure lenders use, and a useful check on financial strain.

    Planning

  • Diversification

    Spreading money across different investments so that a loss in any one of them has a limited effect on the whole portfolio.

    Planning

Terms starting with E

  • Emergency fund

    Money kept safe and easy to reach to cover several months of essential expenses if income stops or an unexpected cost arrives.

    Planning

Terms starting with I

  • Inflation

    The rate at which prices rise over time, which steadily reduces what a fixed amount of money can buy.

    Planning

Terms starting with N

  • Net worth

    Everything you own minus everything you owe — a snapshot of your financial position at a point in time.

    Planning

Terms starting with R

  • Rebalancing

    Bringing a portfolio back to its intended asset mix after market movements have pushed it away from target.

    Planning

Terms starting with S

  • Savings rate

    The share of your income you save or invest each month — one of the strongest levers on how quickly you can reach your goals.

    Planning