ArticleFixed Deposits
Cumulative vs non-cumulative FDs: same rate, different outcomes
A cumulative FD reinvests interest; a non-cumulative FD pays it out. The rate can be identical, yet maturity values, cash flows and uses differ.
4 min read
Demo environment. Sample data and demo handoffs only — no real accounts or transactions.
2 pieces
ArticleFixed Deposits
A cumulative FD reinvests interest; a non-cumulative FD pays it out. The rate can be identical, yet maturity values, cash flows and uses differ.
4 min read
ArticleTaxation
Interest, dividends and capital gains are taxed differently, and holding periods matter. A plain-English map of the rules for tax year 2026-27.
6 min read