ExplainerTaxation
TDS explained: why it isn’t your final tax
Tax deducted at source is an advance payment, not a final bill. How TDS works on deposits and dividends, and what to do about it when you file.
2 min read
Academy · Articles
Articles & explainers
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3 pieces
ArticleFixed Deposits
Cumulative vs non-cumulative FDs: same rate, different outcomes
A cumulative FD reinvests interest; a non-cumulative FD pays it out. The rate can be identical, yet maturity values, cash flows and uses differ.
4 min read
ArticleTaxation
How investments are taxed in India: a 2026-27 primer
Interest, dividends and capital gains are taxed differently, and holding periods matter. A plain-English map of the rules for tax year 2026-27.
6 min read