ExplainerTaxation
TDS explained: why it isn’t your final tax
Tax deducted at source is an advance payment, not a final bill. How TDS works on deposits and dividends, and what to do about it when you file.
2 min read
Academy · Articles
Articles & explainers
Long reads that take an idea apart, and short explainers that fit in a coffee break. Filter by topic or browse by tag.
4 pieces
ArticleFixed Deposits
Bank FDs vs corporate deposits: where the risk sits
Corporate and NBFC deposits often pay more than bank FDs. The extra return is payment for risk — here is how to see that risk clearly.
4 min read
ArticleFixed Deposits
Cumulative vs non-cumulative FDs: same rate, different outcomes
A cumulative FD reinvests interest; a non-cumulative FD pays it out. The rate can be identical, yet maturity values, cash flows and uses differ.
4 min read
ArticleFixed Deposits
FD laddering: regular access to cash without guessing rates
Splitting one large deposit into several with staggered maturities gives you regular access to cash and spreads the risk of renewing at the wrong time.
4 min read