ArticleInvesting Basics
Asset allocation and rebalancing, without the jargon
How you divide money between equity, debt and other assets shapes your results more than any single fund. How to set a mix — and keep it.
4 min read
Academy · Articles
Articles & explainers
Long reads that take an idea apart, and short explainers that fit in a coffee break. Filter by topic or browse by tag.
6 pieces
ExplainerInvesting Basics
Nominal vs real return: the number that actually matters
A return matters for what it can buy. How to turn a nominal return into a real, after-inflation return — and why tax belongs in the picture too.
2 min read
ExplainerInvesting Basics
The Rule of 72, explained in one minute
Divide 72 by a growth rate to estimate how many years it takes to double. A handy shortcut for returns, inflation, costs and debt.
2 min read
ArticleInvesting Basics
Emergency fund first: the plan beneath the plan
Before growth comes resilience. How big an emergency fund should be, where to keep it, and why it protects every other goal you have.
4 min read
ArticleInvesting Basics
Inflation: the quiet tax on idle money
Inflation never sends a bill. It simply lowers what each rupee can buy, year after year. Here is how to measure its effect and plan around it.
4 min read
ArticleInvesting Basics
How compounding really works (and why time beats timing)
Compounding is growth on growth. The arithmetic is simple; the hard part is giving it enough uninterrupted time. Here is how it works, with numbers.
5 min read